Exploring The Burial Plot Selection Process

Posted on: 7 April 2016

Recent statistics show that about 30% of consumers do not have any life insurance. Therefore, if your friend or family member has recently passed without the necessary insurance to pay for their final arrangements, it is important to consider the following money-saving tips.

#1-Choose  A Direct Burial

It is not unusual to think that everyone has to be embalmed prior to being buried. However, if the deceased can be buried soon after death without being embalmed and if a visitation is not needed, a direct burial can allow you to save a lot of money. You do have the option of scheduling a memorial service at the graveside in the future, in lieu of the visitation.

The FTC reports that the quoted cost from the funeral home will include:

• Basic services fee
• Transporting and care of the deceased 
• The casket or alternative container for burial
• Plot or crypt (if provided by the funeral home) 

Talk with a professional, like Morris Nilsen Funeral Chapel, about funeral arrangements that involve a direct burial.

#2-Choose To Host The Funeral At Home 

In some communities, it is expected that the family and friends of someone who has passed away will host the funeral at home. If you are not comfortable having the body there, you can still skip the more expensive arrangements that funeral homes may offer and host a gathering at your home after the burial.

By combining this option with a direct burial, considerable amounts of money can be saved. Everyone will still have their opportunities to share their memories about your loved one, just as you would have with a visitation of the body.    

#3-Skip The Florist And Ask Everyone To Bring The Flowers

Flowers have become such a common part of funerals in recent years that it can be easy to forget that you do not have to choose specific options from the florist. Since many people bring flowers anyway and many of the people who attend are likely to ask what they can do, ask them to bring flowers.

These do not need to be expensive. If color continuity is important, ask them to bring your loved one's favorite flower or a bouquet in their favored colors. The point is that the flowers do not need to be expensive or come from a single source in order to add to the solemnity of the occasion. Not being afraid of creativity can allow you to save money without detracting from celebrating your loved one's life.

In conclusion, losing someone that you care for is never easy. Unfortunately, if you are responsible for taking care of their funeral arrangements and they did not have enough life insurance to pay for the related expenses, it can quickly become an even more challenging situation. In that instance, it will be very helpful to apply the above advice.